What is wedding event insurance?
Cancellation/Postponement Insurance helps you avoid financial issues in case unexpected events, such as bad weather, illness, vendor cancellations, or pandemics, make you cancel or postpone your wedding.
It can refund non-refundable deposits for venues, caterers, photographers, and other vendors, easing the financial impact of such situations.
Liability insurance shields you from legal and financial responsibility if someone gets injured or property is damaged during your wedding festivities.
Whether it’s tripping guests, food poisoning, or accidental fire from pyrotechnics, liability insurance ensures you’re not stuck with the bill for unplanned mishaps.
How does wedding event insurance work?
- Shop Around: Research and compare what leading insurance companies and specialized wedding insurance providers offer.
- Understand Exclusions: Every policy has specific exclusions, such as pre-existing medical conditions or known weather events. Read the fine print carefully.
- Claim Process: Get to know the claims process outlined in your policy to ensure the smooth handling of any mishaps
Advantages of Insuring Wedding Event
- Wedding Ring Insurance: Safeguards your precious wedding bands against loss, theft, or damage. It’s separate coverage and requires an independent purchase.
Top 10 Insurance Companies Offering Wedding Event Insurance
- The Knot Wedding Insurance
- Travelers WeddingPro
- Hartford Custom Event
- WedSafe
- Chubb Personal Risk Services
- Aon Events
- Thimble
- Hiscox
- Nationwide
- Liberty Mutual